Dic Mohre Dubai Insurance: Protect Your Salary & Financial Security

Dubai employees now have access to a government-backed safety net through Dic Mohre Dubai Insurance, managed by Dubai Insurance Company (DIC) under MOHRE. This program, which includes the ILOE (Involuntary Loss of Employment) scheme, ensures employees can receive monthly compensation if they lose their job involuntarily. Whether you are working in the private sector, domestic services, or free zones, Dic Mohre Dubai protects your financial well-being.

Check Your Dic Mohre Payment Today – Access your Dic Mohre login, track MOHRE labour payments online, and ensure your rights are secured.

Dic Mohre Dubai Insurance is a government-approved program aimed at safeguarding employees against financial loss due to involuntary unemployment. It is part of the broader Workers Protection Program (WPP) administered by MOHRE and handled by Dubai Insurance MOHRE Payment system.

The program works as a financial safety net for employees whose employers fail to pay wages or whose employment ends through no fault of their own. This coverage applies to:

• Private sector employees
• Domestic workers
• Free zone workers registered under MOHRE

By subscribing to Dic Mohre Dubai Insurance, employees can focus on finding a new job without immediate financial stress, while ensuring compliance with UAE labour laws.

1- Who Can Subscribe?

Eligibility for Dic Mohre Dubai Insurance includes:

• UAE residents with legal employment status
• Employees with a valid MOHRE labour contract
• Individuals over 18 years old
• Excludes investors in their own company, domestic workers in certain categories, temporary-contract workers, juveniles under 18, and retirees receiving a pension

2- Subscription Details & Premiums

• Employees earning up to AED 16,000: AED 5 per month (AED 60 per year)
• Employees earning above AED 16,000: AED 10 per month (AED 120 per year)

Employers may pay premiums on behalf of employees, but this is optional.

3- How to Subscribe

Employees can subscribe through:

• Dic Mohre login via Dubai Insurance website or mobile app
• MOHRE service centers, including Tasheel and Tawjeeh
• Banks, exchange houses, and UPAY kiosks

4- Penalties for Non-Subscription

• AED 400 fine for failing to subscribe on time
• AED 200 extra if premiums remain unpaid for more than 90 days

Timely subscription ensures uninterrupted coverage and eligibility for ILOE compensation.

1- What is ILOE?

ILOE protects employees who lose their job involuntarily, meaning the termination is not due to resignation, misconduct, or strikes. This coverage is a key feature of Dic Mohre Dubai Insurance.

2- How ILOE Works

• Employers contribute to the Dic Mohre pool to ensure funds for eligible employees
• Employees submit claims through DIC insurance portals
• Compensation equals 60% of the average basic salary over the previous six months

3- Step-by-Step Guide to Claiming ILOE Benefits

1. Check Eligibility – Must have 12 consecutive months of subscription
2. Prepare Required Documents – Emirates ID, MOHRE labour contract, termination letter, and other supporting documents
3. Submit Claim – Via Dic Mohre login on Dubai Insurance website, mobile app, or MOHRE service center
4. Verification – MOHRE confirms employment status and subscription continuity
5. Receive Payment – Monthly compensation is deposited into your bank account within two weeks

4- Compensation Limits

• Salary up to AED 16,000: Maximum AED 10,000 per month
• Salary above AED 16,000: Maximum AED 20,000 per month
• Payment duration: Up to 3 consecutive months per claim
• Lifetime cumulative benefit: Maximum 12 months
• Payments stop immediately if the employee starts a new job during the compensation period

1- How Payments Are Calculated

• Average basic salary over the last six months is used to calculate the monthly compensation
• Employees receive 60% of their average basic salary per month
• Maximum cap is determined by salary band

2- Payment Channels & Tracking

• Track Dic Mohre Dubai Insurance payment through:
  • MOHRE Smart Tasheel portal
  • Dubai Insurance official website and mobile app (Dic Mohre login)
• Transparent tracking ensures timely compensation and reduces delays

1- Financial Security

• Provides a safety net during involuntary unemployment, helping employees maintain a reasonable standard of living.

2- Compliance & Trust

• Ensures adherence to UAE labour laws
• Builds trust between employer and employee

3- Health & Well-Being

• Some coverage extends to workplace injuries
• Domestic workers have specific protections

4- Ease of Access

• Submit claims and track payments through Dic Mohre login, mobile apps, or service centers

1- Employees in Free Zones

• Free zones have unique employment rules but collaborate with MOHRE for ILOE benefits
• Employees can submit claims and track Dic Mohre Dubai Insurance payment online

2- Domestic Workers Insurance

• Protection against unpaid salaries
• Coverage for workplace injuries
• Health insurance and medical benefits
• Employers must register domestic workers under MOHRE

Method	Details
MOHRE Hotline	+971-800-60
Email	claims@iloe.com
Smart Tasheel Portal	www.mohre.gov.ae
DIC Insurance Contact	Available 24/7

Employees can contact support for MOHRE enquiry, claim guidance, and Dic Mohre payment online tracking.

1. Visit DIC insurance portal or MOHRE Smart Tasheel
2. Login using Emirates ID and account credentials (Dic Mohre login)
3. Navigate to the ILOE or insurance section
4. Check monthly Dic Mohre payment, claim history, and payment status

Regular monitoring ensures employees are aware of pending payments and claim deadlines.

Dic Mohre Dubai Insurance is a complete employee protection system for workers in the UAE. By subscribing and actively monitoring your Dic Mohre payment, employees gain:

• Salary security through ILOE compensation
• Compliance with MOHRE labour contract regulations
• Easy online access via Dic Mohre login for claims and payment tracking
• Peace of mind for private sector employees, domestic workers, and free zone staff

Protect your rights and secure your financial future today with Dic Mohre Dubai Insurance. Check your payments, submit claims, and track updates through the official MOHRE and DIC portals.